This can help you save money by avoiding late fees or other penalties for paying late. The monthly bill checklist will help you keep track of your monthly bills that are paid and make sure nothing slips through the cracks. There are lots of lines if you need them, and you can also print more than one sheet if you find that necessary to track all of your spending. Use a new sheet each month and track everything you spend to know exactly where your money has gone. Next, the monthly expense tracker, or expenses log, is a sheet just for tracking your expenses on a monthly basis. Use this free budget worksheet to plan your personal budget every month. It has space for you to track your total income, your bills due, monthly expenses, and savings and debt goals. This is your main budget tracker sheet that is included and it provides a great budget overview. You can choose which sheet you prefer, depending on your paycheck frequency. Let’s take a closer look at what is included in this set- Free Budget Printables-įirst, is the weekly/biweekly or monthly budget planner page. Read my full disclosure policy here.These printables are only for personal use, but I do have a few different colors you can choose from! Also, they are made in both letter and half letter size, which can fit into A5 size planner binders! They are free for subscribers so scroll down and sign up to download these, and all of my free printables. Regardless, I only recommend products or services I use personally and believe will add value to my readers. This means if you click on the link and purchase the item, I will receive an affiliate commission. Home ĭisclosure: Some of the links in the post above are affiliate links.This list should give you a great starting point, and is exactly what I use on a regular basis. I think there is a time and place for super specific categories, but if you are just starting out, I would try not to make it too awfully complicated. Try to group each purchase based on similarities, and be as specific or as general as you’d like. Grab a scrap piece of paper, and write down every type of expense you can think of. Choose Your Spending Categoriesįirst, let’s begin with a super easy task – spending categories. The next few steps will show you exactly how to do this. And I mean every receipt, online purchase, and old school check you write – yes, everything! If you are serious about changing your financial habits, you need to commit to tracking absolutely everything from now on. A quick grocery store run here, a new pair of jeans there, and no sooner than you’ve made the choice to crack down on your spending, you’ve already overspent because you didn’t…you guessed it… keep track. One of the keys to gaining control of your finances and learning how to manage money better, is knowing exactly where you spend your money.īelieve it or not, it’s absolutely impossible to keep track of everything in your head. To read all posts in order, start with Why You Need a Budget, then continue reading the rest of the series on this page. This is the third post in the Creative Savings’ Beginners Guide to Budgeting Series. If you’re serious about changing your financial habits, you need to keep track of ALL your spending! The FREE printable expense tracker found in this post is an essential tool for accountability and change.
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